Let us take the difficulty away, by recommending a suitable arrangement that meets your needs, without the hassle. What’s more is we don’t charge for this service as our advice is paid for by the providers, without it costing you any more than going direct without advice.
Life Insurance
Life insurance helps protect you and your family by paying a lump sum or regular income, in the event of your death. These funds can be used to repay your mortgage, provide financial security for your family, cover private school fees, and many other areas. With many options and little room for error, let us help you assess your life insurance requirements.
Income Protection
A long-term safety net which protects you and your family by paying a proportion of your income if you are unable to work or lose earnings due to illness or injury. These policies also come with a range of extra benefits and support services, helping you stay healthy and financially secure.
Critical Illness Cover
A Critical Illness policy pays a lump sum or regular income if you are diagnosed with one of a pre-defined list of medical conditions, such as cancer, strokes, heart attacks and dementia. This can be used in conjunction with, or instead of, an Income Protection policy.
Private Medical Insurance
With over 7 million people in the UK waiting for NHS treatment (up from 4 million in 2020) and over 40% of these waiting over 18 weeks, many people are electing to take out Private Medical Insurance (PMI). With most plans offering private GP services, direct access to specialists, diagnostic tests and cancer cover promises, PMI offers a desirable alternative to relying on increasingly uncertain NHS care.
Financial planning is a complex area which varies greatly depending on individual circumstances, and holistic independent financial advice should be sought prior to making any changes. Click here to book your free initial General Financial Review.